About

Nikhil Udgata

I am Nikhil Udgata, a growth-oriented FinTech professional and Technical Project Manager with over 6 years of experience driving product execution, risk analytics, and cross-functional delivery. Based in Bengaluru, India, I specialize in leveraging data-driven decision making, product analytics, and database modeling to optimize complex financial products and enterprise systems.

Throughout my career at companies like FinBox, LeadSquared, and Odessa Technologies, I have successfully coordinated engineering, product, and client teams to deploy scalable APIs, integrate machine learning default-risk estimators, and build RAG-based AI search engines to streamline operations. My background combining a B.Tech in Computer Science and an MBA in Technology Management enables me to translate technical capability into business growth.

Operating Principles

1. Data-Driven Diagnostics

Rather than relying on qualitative assumptions, I build my project strategies around database analytics. I write SQL scripts to isolate onboarding friction points, analyze transaction dashboards to diagnose API drop-offs, and monitor real-time Grafana logs to catch failures early.

2. Architectural Compliance

Working in FinTech and Healthcare requires strict compliance. I specialize in aligning software development lifecycles with HIPAA data encryption policies, IFRS and GAAP accounting guidelines, and secure B2B financial webhooks.

3. Core Engine Automation

I actively look for processes that can be streamlined with AI. Whether it is building indexing pipelines to search unstructured CRM policy data or deploying a RAG chatbot to parse JIRA commits and compile release summaries, I believe in minimizing administrative friction for developer pods.

Career Journey

Technical Project Manager

Nov 2025 – Present

FinBox // Bengaluru, India

Leading product delivery and roadmap planning of B2B digital lending journeys, risk scoring engines, and API integrations. Deploying Grafana transaction-tracking metrics and developing custom internal RAG tools to automate JIRA release tracking.

Senior Business Analyst

Nov 2024 – Oct 2025

LeadSquared (LSQ) // Bengaluru, India

Oversaw HIPAA-compliant healthcare CRM deployments, gather user requirements, and draft PRDs. Spearheaded a RAG-based AI search model to index unstructured customer documentation, cutting patient onboarding cycles by 30%.

Business Analyst & Associate BA

May 2020 – Oct 2024

Odessa Technologies // Bengaluru, India

Managed asset finance software implementations for Tier-1 multinational clients under IFRS/GAAP models. Led auto-origination process automation and integrated scikit-learn Random Forest models to calculate default-risk scores, reducing credit losses by 40%.